Flexible deposit options for planned returns.
Review public and corporate deposit tenures, cumulative and non-cumulative payout options, and an illustrative deposit calculator.
Sanchay Public / Corporate Deposit Scheme
The calculator is illustrative. It does not account for TDS, income tax, premature withdrawal, renewal, exact compounding conventions or changes in card rates.
Rates from the supplied schedule.
Public deposits below show monthly, quarterly and yearly/cumulative rates. Corporate rates shown are yearly/cumulative.
| Term | Public Monthly | Public Quarterly | Public Yearly / Cumulative | Corporate Yearly / Cumulative |
|---|---|---|---|---|
| 1 Year | 6.50% | 6.55% | 6.70% | 6.60% |
| 15 Months | 6.55% | 6.60% | 6.75% | 6.65% |
| 18 Months | 6.55% | 6.60% | 6.75% | 6.65% |
| 2 Years | 6.60% | 6.65% | 6.80% | 6.80% |
| 3 Years | 6.65% | 6.70% | 6.85% | 6.80% |
| 5 Years | 6.70% | 6.75% | 6.90% | 6.80% |
Senior citizens: additional 0.25% as stated on the supplied rate card. Public deposit limit and corporate deposit limit shown on the card are also subject to applicable rules and verification.
Ask about current rates and paperwork.
Cumulative
Interest is retained and added to the deposit value, based on applicable scheme terms.
Non-Cumulative
Choose periodic payout options such as monthly, quarterly or yearly where available.
Documentation Support
Get guidance on application, KYC, nomination, bank details and applicable deposit forms.
Request the latest deposit rate card.
Submit your preferred amount and tenure. The lead is emailed to Sagar Bhargava for follow-up.